
The story of the collapse of a bank in Serbia raises questions about the fate of the 380 million euros that, according to the prosecution, were taken from the bank's treasury by its director. The director was arrested. What now?
Davor Macura, the head of Alta Banka in Serbia, was summoned by the police at around 04:00 on Saturday, October 31, as part of an investigation, according to the Organized Crime Prosecutor's Office (TOK). This happened after the National Bank of Serbia (NBS) found that the bank had unpaid debts, even though it had been presenting itself as one of the most successful banks in the country for years.
The Serbian prosecution suspects that Macura himself, in a period before October 31, entered the bank's treasury with the help of two of its employees and took about 388 million euros. The reason for this action remains unclear. It is also still not known where the money ended up and what actually happened. Serbian police spent more than 30 hours conducting checks at this bank. Macura had gone to the bank himself, but on November 2 he was arrested, along with two other people, and a 48-hour detention order was imposed on him.
Meanwhile, in the post-election period in Serbia, information began to circulate on social networks and in the media that large amounts of cash were being withdrawn from banks.
Suspicions about transferring money abroad
Videos and photos of torn documents being removed from various institutions began circulating on social media and in the media. It was claimed that traces of actions taken during the previous government, including payments to various individuals, were being removed.
But what caused the greatest concern was the withdrawal of money from banks. This forced the National Bank of Serbia (NBS) to publish a statement denying, as it itself called, the fake news.
The first to raise the alarm was Belgrade lawyer Ivan Ninic. He announced on the social network X that he had submitted a request to the NBS for the urgent initiation of an extraordinary control procedure over the activities of a bank. Ninic claimed that he had information that the bank had initiated a process of "intensive and accelerated transfer of financial assets abroad."
The NBS stated that it continuously supervises and controls the activities of all banks, with the aim of maintaining the stability of the financial system.
But the lawyer insisted that he had operational information according to which, since October 26, a bank had begun intensive and accelerated transfers of liquid financial assets abroad and that the money was being transferred to accounts and legal entities in Moscow and Skopje.
Roli i Vuçiçit
Disa ditë më vonë, më 28 tetor, në mediat serbe u shfaq Nemanja Karoviç, përfaqësues i Listës Studentore. Në një intervistë në RTS ai tha se pushteti i Aleksandar Vuçiçit, i cili sipas tij vazhdonte të kontrollonte institucionet, po e keqpërdorte situatën, duke rrezikuar ekonominë dhe sigurinë e vendit.
Karoviç tha se punonjësit e një banke shtetërore, "Poshtanska Shtedionica", ose Bankës së Kursimeve Postare, kishin ndaluar disa persona që të nxirrnin para nga kjo bankë.
"Ekzistojnë dyshime serioze se nga kjo bankë është tentuar të nxirren rreth një miliard dinarë (rreth 8,5 milionë euro)”, deklaroi Karoviç.
Banka e Kursimeve Postare është 100 për qind në pronësi të shtetit. Përmes saj paguhen një pjesë e pensioneve, pagave dhe ndihmave sociale në sektorin publik.
Guvernatorja e NBS, Jorgovanka Tabakoviç, tha se: "Informacionet lidhur me procedurat konkrete të kontrollit, rrjedhën e tyre, përmbajtjen e gjetjeve individuale dhe të dhënat e tjera që përbëjnë informacione konfidenciale mbikëqyrëse, nuk mund t'i komunikohen publikut jashtë kufijve të lejuar me ligj”.
Ndërkaq, Banka e Kursimeve Postare i mohoi pretendimet, duke deklaruar se një tentativë e tillë për të nxjerrë para nuk kishte ndodhur.
Ngritja e Alta bankës
Historia e suksesit të Davor Macurës, të cilin mediat serbe e cilësojnë si të afërt me Partinë Përparimtare Serbe (SNS) të Aleksandar Vuçiçit, mund të dukej si një histori e ëndrrës së bërë realitet. Por, pas ngritjes së tij në botën e biznesit fshihen pikëpyetje për biografinë dhe lidhjet e tij.
Sipas një hulumtimi të BIRN-it, Macura ka bashkëpunuar përmes kompanisë së tij "Danica Park” edhe me Nikola Petroviqin, kumbarin e Aleksandar Vuçiçit, por edhe me Milan Radoiçiçin, i cili kërkohet nga autoritetet e Kosovës për terrorizëm lidhur me rastin e Banjskës të vitit 2023, si dhe me bashkëshorten e Zvonko Veselinoviçit, i cili zhvillonte aktivitete biznesi në Kosovë dhe Serbi së bashku me Radoiçiqin.
Gjatë sulmit në Banjskë, një grup i armatosur serbësh hyri në veri të Kosovës. Pas përleshjeve me policinë, mbeti i vrarë polici i Kosovës, Afrim Bunjaku, si dhe tre pjesëtarë të grupit të armatosur serb.
Duke i falënderuar lidhjeve të fuqishme me pushtetin dhe qarqe të tjera, biznesmeni Davor Macura, një 44-vjeçar, i lindur në Rijekë të Kroacisë, filloi në Serbi nga një biznes i vogël dhe u shndërrua në një pre figurave më të fuqishme me influencë të madhe. Ai themeloi kompani të shumta në Serbi dhe vende të tjera.
Shpesh paraqitej në listat e sipërmarrësve më të suksesshëm dhe me ndikim në ekonominë e Serbisë. Gjatë një forumi në Kongresin Amerikan, në vitin 2024, ambasadori Xhon Krejg i dorëzoi Davor Macurës mirënjohjen "Lider i Gjeneratës së Ardhshme”, për përkushtimin e tij në forcimin e mëtejshëm të lidhjeve afariste transatlantike ndërmjet Serbisë, Ballkanit Perëndimor dhe SHBA-së.
Information about Macura's visits to the US and his meetings with members of the American Congress has been published on the Alta Group website.
But, just a few days before the elections in Serbia, Republican Congressman Joe Wilson sent a letter to US Secretary of State Marco Rubio, requesting the imposition of sanctions against four businessmen from Serbia: Davor Macura, owner of Alta Group, Zeljko Mitrovic, owner of Pink television, and Ivan Boshniak and Stojan Vujko, owners of the Millennium Team company.
What happens now to bank customers?
Alta Banka's ATMs and branches have been closed, while the bank has been placed under the administration of state institutions. Some stores can no longer accept card payments, as their payment terminals were linked to this bank. For this reason, they can only accept cash payments.
For customers, losing a bank's license does not automatically mean they will lose their money. However, it does bring immediate restrictions on the use of accounts, cards, and deposits.
In Serbia, deposits are insured up to 50,000 euros per depositor, in each bank. This protection is implemented through the Deposit Insurance Agency.
For amounts exceeding this limit, recovering the money is more complicated. The part not covered by deposit insurance can be claimed in bankruptcy proceedings. Payments depend on the bank's assets, the sale of assets and the recovery of loans that customers have taken from it. This process can take time.
Alta Banka was the ninth largest bank in Serbia and owned about three percent of the banking market in Serbia./DW