DREAM / The Prime Minister resigns and wakes up under the Parisian bridge!

 Kliko këtu për të tjera
Voxpress:

Bankruptcy risk? ASD: Until 2026, income from insurance premiums will grow by 3 percent each year

2024-10-18 13:17:29Biznes SHKRUAR NGA REDAKSIA VOX

Bankruptcy risk? ASD: Until 2026, income from insurance premiums will grow by 3

Banks and credit unions that are part of the deposit guarantee scheme and that have a higher probability of bankruptcy must pay more premiums to the Deposit Insurance Agency. This is one of the initiatives expected to be realized by 2026, according to the Strategic Plan of this agency.

Achieving full compliance with the EU Directive "On Deposit Guarantee Schemes" remains the ultimate goal of the Agency. One of the projects related to the completion of the legal framework in accordance with the Directive of the European Union "On deposit guarantee schemes" is related to the adjustment of the calculation of the premium according to this directive. The directive requires that the premium paid by scheme members must reflect the risk these members pose to the deposit insurance fund.

The Deposit Insurance Agency is preliminarily considering the design and implementation of a methodology for differentiating the premium based on the risk of the subjects for each scheme (banks and limited liability companies).

During the next three years, the Agency's main goal will be to strengthen its operational capability to be ready to intervene as quickly as possible in the event of an insurance event. In view of this objective, technical simulations will be carried out with all members of the deposit insurance scheme with a frequency of one year, where their ability will be tested.

In the next three years, it is expected that the income from the insurance premium will increase annually by 3%. The same applies to the income from the administration of the Agency's financial resources and current expenses. While the financial expenses will change every year to the extent of about 5%.

The purpose of the Agency is to ensure that citizens' and businessmen's deposits in banks and savings-credit societies are safe, in case the latter go bankrupt.


Në përputhje me standarded JTI

Video

SHIKO KANALIN NE YOUTUBE
×