DREAM / The Prime Minister resigns and wakes up under the Parisian bridge!

 Kliko këtu për të tjera
Voxpress:

Buying real estate, businesses preferred loans in euros, while 51 percent of loans in lek were used for overdrafts

2024-10-05 13:33:30Biznes SHKRUAR NGA REDAKSIA VOX

Buying real estate, businesses preferred loans in euros, while 51 percent of

During the month of August, businesses preferred to receive more loans in euro than in lek. Data from the Bank of Albania show that loans in euros have increased by 107%.ù

What was the loan received by businesses used for in August?

In the total amount of loans in euros, that for the purchase of real estate dominates. Official statistics from the Bank of Albania speak of a figure of 20 billion lek of this loan, where 74% of this total amount was used for real estate, 13% was used for overdraft, 7% for the purchase of equipment and 6% for capital circulating.

On the other hand, the total amount of the loan in lek is dominated by its use for paying off the overdraft, i.e. the deficit created in a bank account caused by the withdrawal of more money than the account holds. Specifically, the total loan amount in ALL has reached 10 billion ALL, 5.4 billion of which or about 51% of the total is accounted for by the overdraft. Meanwhile, the loan used for the purchase of real estate constitutes 26% of the total, that used for working capital around 20%, while for the purchase of equipment almost 3%.

During the month of August, no loans were taken from businesses for the opening of a new subsidiary or for investments in financial instruments such as shares, bonds, mutual funds or other financial products.

The loan used for the purchase of equipment, overdraft and working capital has decreased, both in euros and in Lek. The only exception is the loan used for real estate, which has increased.


Në përputhje me standarded JTI

Video

SHIKO KANALIN NE YOUTUBE
×