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Soft loans for housing, the criteria are eased, the age of benefit is increased

2024-10-30 11:02:50Biznes SHKRUAR NGA REDAKSIA VOX
Soft loans for housing, the criteria are eased, the age of benefit is increased
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Homeless families in the capital will have the opportunity to benefit from a loan interest subsidy for the purchase of a home.

The Municipal Council of Tirana approved at the beginning of October this year the new criteria for beneficiaries of social housing programs, while applications are expected to be opened.

The deputy mayor of Tirana, Andi Seferi, said in a statement to the media that "there will be about 1,200 loans that will be offered to the citizens of Tirana, but priority will be given to these three categories: spouses up to 40 years old, families of Roma and Egyptian community, abused women or with other status recognized by the court. But no family in need is excluded from applying".

The amount of credit that a family can avail depends on how many members it has and is calculated based on current market prices.

" The value of the property has changed, which means that the amount of credit that citizens benefit from should also be indexed. The measure, which is determined on the basis of the new reference prices, will be inherent credits related to reality. The date of the opening of applications will be made public by the municipality of Tirana" , said Seferi.

Along with this year's beneficiaries, the number of families supported with soft loans in Tirana in nearly ten years reaches about 5 thousand.

The soft loans program focuses on improving the living conditions of families and young couples, who do not have the economic ability to afford the offer of the free housing market or that of mortgage loans in the market. The purpose of this project is to support families and young couples in buying houses, with the aim of improving their living conditions.


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